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ICO aporta un crédito de 150 millones - Cocina Integral
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ICO aporta un crédito de 150 millones


16/04/2009

El Gobierno ha dado continuidad a la Línea ICO – Sectores Manufactureros Tradicionales durante el periodo 2009-2011, que dota un crédito de 150 millones de euros a las empresas del sector del mueble, entre otras.

El objetivo de la medida es facilitar a las empresas del sector manufacturero tradicional (entre las que se incluye al sector del mueble) la financiación que necesitan para mejorar su competitividad, así como contribuir a la continuidad de su proyecto empresarial con inversiones innovadoras, diversificación de la producción y fabricación de productos de mayor nivel añadido.

La línea ampliada, operativa desde el 1 de abril, tiene una dotación de 150 millones de euros para los años 2009, 2010 y 2011, exactamente 50 millones cada ejercicio. El límite máximo de los préstamos es de 2,5 millones de euros y el tipo de interés que pagará el beneficiario una vez tenida en cuenta la bonificaicón de intereses del Ministerio de Industria, Turismo y Comercio será el tipo de referencia del ICO (fijo o variable), menos el 0,225%.

La financiación podrá cubrir hasta el 100% de la inversión e incluir hasta un 40% de gastos ligados a la inversión elegible. Las empresas beneficiarias de los préstamos negociarán con las entidades de crédito los plazos de amortización entre tres posibilidades: cinco años sin carencia o incluido un año de carencia del principal; siete años sin carencia o incluidos dos años de carencia del principal; o diez años sin carencia o incluidos tres años de carencia del principal.

Además, se establece un fondo de garantía de las operaciones que se realicen de 11,25 millones de euros para el periodo de vigencia de la línea (2009-2011); que será depositado en el ICO. Con este fondo el Ministerio de Industria asumirá hasta el 50% del riesgo de las operaciones formalizadas hasta que se agoten los 11,25 millones mencionados y con un máximo de hasta un 15% del importe dispuesto por cada entidad de crédito. El resto del riesgo de las eventuales operaciones correrá a cargo de las entidades de crédito.

Las compañías de los sectores manufactureros incluidos en esta línea que deseen acogerse a la financiación deberán dirigirse a cualquier oficina de las entidades de crédito que colaboran con el ICO.

* Para más información: www.ico.es